Online Staff Report
CHICAGO — Many scams and schemes run by con artists are cyclical in that they come and go. Sometimes it’s every few months, or following a natural disaster or at a particular time of the year. One of those that fall into a cycle is the “Granny Scam,” and the Better Business Bureau (BBB) is advising the public to look for red flags.
With students leaving home and returning to college, the opportunity is ripe for scammers to begin making calls that target grandparents.
“As we know, the best defense is a good offense,” said Dennis Horton, director of the Rockford Regional Office of the BBB. “We want to arm grandparents with information that can help prevent them and their families from falling victim to this scam.”
In this scam, the grandparent receives a distressed phone call from someone who they believe is their grandchild. For example, the scam caller might say, “It’s me, your favorite grandchild,” to which the grandparent will guess the name of the grandchild the caller sounds the most like, and then the call proceeds from there. The supposed grandchild typically explains they are traveling and have been arrested or involved in an auto accident. Sometime they say they’ve been injured and need medical treatment. The grandparent is asked to wire money to post bail or pay for damages or treatment, usually amounting to a few thousand dollars.
While senior citizens are being targeted, law enforcement officials believe the scammers are most likely calling random numbers. “The key here is that senior citizens are more than likely to be home during the day to take the phone call,” noted Horton.
What to do if you receive a “Granny Scam” call:
1. Remain calm — Despite the emergency nature of the call, try to verify the identity of the caller. Don’t get caught up in the urgency, which can lead to making emotional — rather than logical — decisions.
2. Make direct contact — Confirm the status of the individual by calling them directly or verifying the story with other family members before taking action.
3. Wire transfers — Any request to wire money through Western Union or MoneyGram should be seen as a “red flag” and an immediate tip-off that the call may be part of a scam.
4. Report the call — If you have been victimized by this type of distressed loved-one call, immediately contact your local police department and the Illinois Attorney General’s office.
For more tips, visit www.bbb.org.
Posted Aug. 28, 2014